COMPLIANCE

BECREDI operates as verification infrastructure providing decision-support signals. The platform does not automate credit or eligibility decisions and preserves full human oversight.

Regulatory Positioning

  • Decision-support only
  • No automated decision making
  • Human-in-the-loop maintained at all times

GDPR Compliance

  • Data minimization by design
  • No storage of personal financial records
  • Stateless processing model

Audit & Traceability

  • Minimal audit metadata logging
  • Full traceability of verification outcomes
  • No sensitive financial payload retention

Supervisory Alignment

BECREDI is designed to align with EU supervisory guidance on model governance, explainability, and data protection.