SECURITY WHITEPAPER
BECREDI Security & Privacy Whitepaper — Version 1.0 © 2025 BECREDI
Executive Summary
BECREDI provides privacy-preserving economic verification infrastructure for regulated financial institutions and public authorities. The platform follows privacy-by-design and security-by-design principles, ensuring sensitive financial data is never accessed, stored, or persisted while enabling auditable verification with full human oversight.
1. Platform Security Philosophy
- Data minimization by default
- Stateless request processing
- No storage of raw financial data
- Strong cryptographic protection
- Auditability and traceability
- Human-in-the-loop governance
2. Privacy-by-Design Architecture
- No raw transaction ingestion
- No persistent payload storage
- Derived signals only
- In-memory computation
- Automatic payload disposal
3. Data Protection Controls
Encryption
- TLS encryption for all data in transit
- No payload data written to disk
Data Minimization
- Aggregated indicators only
- No personal identifiers
- No account-level information
Retention Policy
- In-memory processing only
- No raw or derived payload retention
- Minimal non-sensitive audit metadata
4. Authentication & Access Control
- JWT-based authentication
- Role-based access control
- Environment separation
- Credential rotation and revocation
5. Audit & Traceability
- Client identifier
- Timestamp
- Endpoint accessed
- Verification result code
6. Regulatory Alignment
Designed in alignment with GDPR, EU supervisory guidance on model governance, explainability, and human-in-the-loop decision requirements.
7. Incident Response & Monitoring
- Continuous service monitoring
- Vulnerability management
- Incident escalation procedures
- Regulatory notification when required
8. Conclusion
BECREDI provides a secure, auditable, and privacy-preserving verification layer for regulated environments. For security inquiries: info@becredi.com