Privacy-by-Design

• No storage of raw financial data
• Stateless request processing
• Data minimization enforced at all layers
• Derived signals only

Data Protection

• Encrypted communication using TLS
• No persistent payload storage
• Minimal non-sensitive audit metadata

Access Control

• JWT-based authentication
• Role-based access control
• Environment isolation between pilot and production systems

Regulatory Alignment

BECREDI is designed in alignment with GDPR principles, EU data minimization requirements, and financial-sector supervisory expectations.

Incident Management

BECREDI maintains internal procedures for security monitoring, vulnerability management, and incident response in accordance with industry best practices.